Financial Overview

On-Going Core
Operations

%

Net interest income

6,960

9

6,676

15

284

(49)

Other income

  Operating

5,756

(9)

4,712

(12)

1,044

9

  Revaluation

510

large

510

large

-

-

  Significant non-operating ⁽¹⁾

5,314

large

-

-

5,314

large

Total income

18,540

44

11,898

5

6,642

338

Expenses

  Operating

6,539

7

5,725

8

814

(1)

  Significant operating ⁽²⁾

1,643

large

-

-

1,643

large

  Goodwill

167

15

95

0

72

29

  Significant non-operating ⁽³⁾

5,223

large

-

-

5,223

large

Total expenses

13,572

(83)

5,820

(11)

7,752

(757)

Profit before provision for doubtful

debts

4,968

9

6,078

25

(1,110)

281

Provision for doubtful debts

989

(68)

897

-

92

(31)

Profit before income tax expense

3,979

(18)

5,181

20

(1,202)

(321)

Income tax expense

  Operating

1,330

19

1,189

17

141

34

  Revaluation

177

-

177

-

-

-

  Significant operating ⁽²⁾

(320)

-

-

-

(320)

-

  Significant non-operating ⁽¹⁾⁽³⁾

704

-

-

-

704

-

Total income tax expense

1,891

(16)

1,366

4

525

(146)

Net profit

2,088

(36)

3,815

31

(1,727)

(623)

Net profit attributable to outside equity

interests

5

-

5

-

-

-

Net profit attributable to members of the parent entity Company

2,083

(36)

3,810

31

(1,727)

(623)

Distributions

213

(8)

213

(8)

-

-

Earnings attributable to ordinary

1,870

(39)

3,597

33

(1,727)

(623)

shareholders

Earnings per share

121.5c

(40)

Earnings before significant items per

247.4c

17

ordinary shares

Cash earnings before significant items

236.6c

10

per ordinary shares

Return on equity before significant items

18.4%

3 bp