Loan Volumes

	As at			Movement from
	Sep 01 $m	Mar 01 $m	Sep 00 $m	Sep 00 %	Sep 00 excluding fx impact %
Gross Loans & Advances By Region


On-Going Core Operations
Australia	106,789	102,021	97,264	10	10
Great Britain	59,352	51,863	47,994	24	12
Ireland	12,902	12,234	10,993	17	5
New Zealand	24,011	23,214	20,617	17	6
United States	4,618	6,359	3,868	19	8
Asia	4,735	4,066	3,352	41	33

Total On-Going Core Operations	212,406	199,757	184,088	15	10


Non-Core and Disposed Operations
United States
HomeSide US	27	28	29	(7)	(15)
Michigan National	-	17,676	15,879	large	large

Total Non-Core and Disposed Operations	27	17,704	15,908	large	large

Total Gross Loans and Advances	212,434	217,461	199,996	6	1



Securitised Loans	1,440	1,770	-	large	large




Gross Loans & Advances By Product


On-Going Core Operations
Housing	81,612	75,304	70,415	16	12
Term Lending	77,776	67,902	61,002	28	19
Overdrafts	20,124	19,615	17,882	13	5
Leasing	15,776	15,388	14,283	11	5
Credit cards	6,118	5,756	5,281	16	11
Other	11,001	15,792	15,225	(28)	(29)

Total On-Going Core Operations	212,407	199,757	184,088	15	10


Non-Core and Disposed Operations
HomeSide US	27	28	29	large	(15)
Michigan National	-	17,676	15,879	large	large

Total Non-Core and Disposed Operations	27	17,704	15,908	large	large

Total Gross Loans and Advances	212,434	217,461	199,996	6	1



Securitised Loans	1,440	1,770	-	large	large

	As at Sep01
	Australia $m	Great Britain $m	Ireland $m	New Zealand $m	United States $m	Asia $m	Total $m
Gross Loans & Advances By Product & Region


Housing	55,629	12,569	4,341	8,396	28	676	81,639
Term Lending	30,373	24,213	5,639	9,847	4,355	3,349	77,776
Overdrafts	5,417	11,596	2,182	929	-	-	20,124
Leasing	7,073	8,180	467	3	-	53	15,776
Credit cards	3,207	1,844	273	794	-	-	6,118
Other	5,090	950	-	4,042	262	657	11,001

Total Gross Loans and Advances	106,789	59,352	12,902	24,011	4,645	4,735	212,434